Insurance Today

What I like about Dr Wealth's courses are that they delve a lot into academic research and market backtesting of strategies before they basically come up with their own formulas which you cannot learn from any investment book outside. I was recently invited to attend their revamped Factor-Based Investing Course (FBIC) and found it really helpful because whether you're more inclined towards value investing, dividend or income investing, or trend following (through technical analysis), you'll learn all of that within this single course. Here's how their results have been like so far: What's their secret?!?! That was exactly what I wondered, and I found out after attending their course. As regular readers will know, while I'm a huge advocate of investing in financial education and have attended numerous courses myself, I'm very picky about the ones that I actually recommend , simply because my reputation is on the line. I also don't believe in paying a 3 o...

Considering how you already have to pay for your mandatory HDB fire insurance (or even a mortgage fire insurance as well, for those of you on a bank loan), do we really need to still get home insurance? Many people mistakenly believe their house is completely covered for, but the truth is far from it. HDB fire insurance only covers for damages to core structures provided by HDB (eg. beam collapse, walls or flooring), whereas your bank’s mortgage fire insurance mainly protects your bank’s financial interest and not yours. What that means is that in the event that your house (the mortgaged property) is damaged by a fire, the bank can make a claim on the policy to protect themselves in the meantime. This works in the same way for private properties such as condominiums where the management requires you to get fire insurance. This enables the management group to make a claim on the policy to restore the premise to its original condition, should anything untoward happen. Thus, ...