Insurance Today

Just last month, I uncovered  this investment that was making its rounds on Instagram, after being promoted by local social media influencer Rachell Tan (@pxdkitty) and even her friend Ang Chiew Ting (@bongqiuqiu) who had invested into it, while sharing why I found it so questionable. Well, guess what? Here's another one again. And while the durian investments saga previously only required a minimum of $1k+ to get started, this particular one is asking for a minimum of USD 10k! Let me ask you again, why would you put so much of your hard-earned money with someone on Instagram whom you don't even know?! Even if there ever comes a day where SG Budget Babe asks you to invest money with her (which will never happen, btw), you should rightfully be skeptical and run for the hills!   I got alerted to this by a few readers who checked in with me on whether this investment was legitimate, and that was when I discovered plenty of red flags. And the methods used to promote this investme...

If you wish to achieve financial independence, you need to plan and consistently ensure you’re on track to meeting your goals. For anyone looking for a framework, I’ve repeatedly emphasized that the route involves: 1.     Cutting your expenses 2.     Setting up your emergency fund 3.     Growing your savings 4.     Protecting your assets 5.     Invest to further grow your capital and build passive income You’ll find this bookmarked under the GUIDE tab on this blog. To promote this message and culture of planning for financial independence (because we all know that inflation and the high cost of living in Singapore sucks), I’ve been working quite closely with DBS Bank to speak at their classes for NAV – Your Financial GPS , held in Tanjong Pagar at their NAV Hub. I’ve have also encouraged many of you to go for the free financial analysis and consultation sessions which they offer where there is zero product ...

So...if you haven't already seen the news on my Instagram or on my Dayre , I'm pregnant with my first child! :D My first trimester was pretty tough because I suffered am still having really bad nausea and acid reflux, and it felt like time couldn't pass any quicker. It was tough keeping the baby a secret from my colleagues at work, and even speaking at events - SGX and a SUSS cryptocurrency panel discussion - while trying to hide my discomfort!  I honestly couldn't wait to enter my second trimester after reading about how the morning sickness tends to go away for most people then, although at this moment I've just started my second trimester and it is still here :( Anyway! So yes, you can soon expect to see more pregnancy-related posts from me, as well as stuff on family finances, and even how I plan to teach and raise my kid to become financially-savvy with good values (let's hope I'm successful, we've already come up with various games and methods ha...

If you're a safe driver looking to try and reduce your insurance premiums, I might have found just the answer for you. I recently came across Vouch when a friend of mine shared about it on Facebook. Vouch , which is essentially a local digital car insurance platform partnering with major motor insurers like NTUC Income, Sompo and Tokio Marine. The exciting news is that they’ve just launched Singapore's first No-Claims Rebate (NCR) for motor insurance last month! You guys know how I'm like when I see a good deal - I go digging into whether it  truly  is as good as it sounds. So in this case, I reached out to the founder and grilled him about what Vouch is about, how they purportedly can offer a "cheaper and fairer" insurance model, and tried digging up the dirt.  Surely there must be a catch! But I found none. And that's why I'm here today to share with you what I feel is a massive game-changer for the car insurance industry and for us drivers. Note: This ...