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Showing posts from February, 2018

What you must know before investing in dividend stocks

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If you were paying close attention to the Budget 2018 speech on Monday, as well as my feature on Ask the Finance Minister 2018  earlier this week, you would probably have caught onto: The government will be introducing a financial education curriculum for polytechnics and universities. Finance Minister Heng Swee Keat emphasized on the importance of individual financial planning and preparations for the future if we are to cope with rising costs. Up-skill and upgrade yourself was the repeated mantra, which has been echoed for multiple years now. And as I concluded, it seems like the only way out for now is to: ensure we (and our dependents) are adequately covered by insurance upgrade ourselves and get higher-paying jobs build an emergency fund invest and plan our finances early so we do not get caught off-guard  Now, the first 3 aren't necessarily too difficult as you could always engage the help of a trusted insurance agent , SkillsFuture and budgeting apps like Seedly for...

ICO Analysis: Is Sentinel Chain worth investing in?

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The latest crypto project aiming to provide financial services to the world’s unbanked and underbanked. One of the latest hyped crypto projects is Sentinel Chain , which is a Singapore-based ICO due to open their public crowdsale next month. There’s presently a lot of interest as Sentinel Chain is a partner of Vechain, which is arguably the #1 supply-chain crypto right now. If Sentinel Chain is successful, they’ll help play a crucial role in reducing the world’s income inequality and lead rural farmers to greater economic prosperity. How do they intend to achieve this? Read on to find out! Disclaimer: I’m heavily vested in Vechain. This is my personal take (together with my friend, Tim) on the upcoming Sentinel Chain ICO and should not be miscontrued as financial advice. Please do your own due diligence before investing in anything, especially in high-risk assets like cryptocurrencies. What is the problem Sentinel Chain is trying to solve? Financial lending and credit is generall...